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Millions missing out on PPI payouts from their banks as cut-off date for refunds draws closer

Billions of pounds of compensation for the mis-selling of payment protection insurance (PPI) remains unclaimed, with just six months until the deadline for customer refunds.

Even those rejected in the past may have the opportunity to claim again after a court case ruled against excessive commission levels paid from insurers to providers.

But while banks are writing to some customers encouraging them to settle, they are offering sums that are a fraction of what can be achieved if a legal challenge is mounted. Experts say banks are underpaying the potential redress by as much as 400pc.

To continue reading please visit The Telegraph or download the article in PDF clicking here

Extend PPI fee cap to personal injury claims, insurance lawyers demand

Insurance lawyers’ call for the government to extend the fee cap to be imposed on PPI cases to personal injury claims ahead of the whiplash reforms fell on deaf ears this week.

The proposed cap – being introduced under the Finance Guidance and Claims Bill – would limit the fee claims management companies (CMCs) and law firms could charge on PPI cases to 20% of compensation.

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